Chapter 13 Bankruptcy Attorney


Is Chapter 13 Bankruptcy right for you?

Chapter 13 Bankruptcy provides the debtor with an adjustment to debts while still allowing him or her to protect equity in private property like houses or vehicles. It is designed for people that make more money than they need for living expenses on a regular basis. This type of debt relief can stop foreclosures and demands for back payments on a house, or repossession actions and demands for back payments on a vehicle.

A Chapter 13 Bankruptcy authorizes a repayment plan whereby a portion of the debt is paid back. It also protects the debtor from collection calls and letters, garnishments and lawsuits during the repayment plan. Typical repayment plans run three to five years. Unpaid Debt is discharged upon completion of a court-approved bankruptcy plan.

If you think Chapter 13 Bankruptcy may be right for you, contact Carlton Legal Services PLC, today!